Affiliate Office
611 W. Kemp St Rhinelander 54501 (715) 420-0412
Rhinelander ReStore
607 W. Kemp St. Rhinelander, WI 54501 (715) 420-2301
Land O' Lakes ReStore
5813 Hwy. 45 Land O' Lakes WI 54540 (715) 547-6543

Ability to Pay

Ability to pay is determined by information provided and collected during the application process.

Information on the paper application, pay stubs, benefit statements, previously filed federal tax returns, and credit reports are examples of the resources used to determine this ability.

Applicants must have:

  • a steady, reliable source of income and demonstrate financial responsibility.
  • the ability to pay a monthly house payment at approximately 25% of gross monthly income (taxes and insurance included).
  • the ability to pay projected monthly utilities (electric/gas & water/sewer).
  • NOT filed for bankruptcy within the past 2 years.
  • NO outstanding collections, liens or judgments that cannot reasonably be paid by the completion of the home build.